Introduction
StickyOption is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance. This policy outlines our procedures for preventing the use of our platform for money laundering, terrorist financing, or other financial crimes.
We operate in accordance with international AML standards including the Financial Action Task Force (FATF) recommendations, the EU Anti-Money Laundering Directives, and applicable local regulations in jurisdictions where we operate.
Last updated: February 2026
Policy Objectives
The primary objectives of our AML policy are to:
- Prevent StickyOption from being used as a vehicle for money laundering or terrorist financing
- Identify and verify the identity of all customers
- Establish and maintain risk-based customer due diligence procedures
- Monitor customer transactions for suspicious activity
- Report suspicious activities to relevant authorities
- Maintain appropriate records of customer identification and transactions
- Provide regular training to staff on AML obligations
- Cooperate fully with law enforcement and regulatory authorities
Know Your Customer (KYC) Requirements
All customers must complete our KYC verification process before being permitted to deposit, trade, or withdraw funds. Our KYC requirements include:
Identity Verification
- Full legal name as it appears on official documents
- Date of birth
- Government-issued photo identification (passport, national ID, or driver's license)
- Selfie verification to confirm identity
Address Verification
- Current residential address
- Proof of address document (utility bill, bank statement, or government correspondence dated within 3 months)
Source of Funds
- Declaration of the source of funds used for trading
- Employment or business details
- For high-value accounts, additional documentation may be required
Verification Process
Our verification process is designed to be thorough yet user-friendly:
- Tier 1 - Basic: Email verification and basic personal information. Limited trading functionality.
- Tier 2 - Standard: Photo ID verification and address proof. Full trading access with standard limits.
- Tier 3 - Enhanced: Additional due diligence including source of funds verification. Higher trading and withdrawal limits.
Documents are reviewed by our compliance team within 24-48 hours. Customers will be notified of the verification status via email.
Transaction Monitoring
StickyOption employs sophisticated transaction monitoring systems to detect potentially suspicious activity. Our monitoring includes:
- Real-time monitoring of all deposits and withdrawals
- Pattern analysis to detect unusual trading behavior
- Automated alerts for transactions exceeding certain thresholds
- Review of accounts with unusual activity patterns
- Cross-referencing against international sanctions lists
- Politically Exposed Persons (PEP) screening
Suspicious Activity Reporting
When suspicious activity is identified, we follow a strict reporting procedure:
- Internal escalation to the Compliance Officer
- Investigation and documentation of the suspicious activity
- Filing of Suspicious Activity Reports (SARs) with relevant authorities when warranted
- Cooperation with law enforcement investigations
- Account restrictions or closure when appropriate
Employees are prohibited from informing customers that they are the subject of a SAR ("tipping off").
Record Keeping
We maintain comprehensive records as required by law:
- Customer identification documents and verification records - minimum 5 years after account closure
- Transaction records - minimum 5 years from the date of transaction
- Suspicious activity reports and supporting documentation - minimum 5 years
- Correspondence related to AML matters - minimum 5 years
Staff Training
All StickyOption employees receive regular AML training including:
- Initial AML training upon employment
- Annual refresher training
- Updates on new regulations and typologies
- Role-specific training for compliance and customer-facing staff
Regulatory Cooperation
StickyOption cooperates fully with regulatory authorities and law enforcement agencies. This includes:
- Responding promptly to information requests from authorities
- Providing documentation and records as required by law
- Participating in regulatory audits and examinations
- Implementing regulatory guidance and recommendations
For questions about our AML policy, please contact our Compliance team at compliance@StickyOption.com